- 5% of your Interest Charges as a Cashback Bonus automatically each month you make an on-time payment.
5% to 20% Cashback Bonus through our exclusive online shopping mall
Up to 1% Unlimited Cashback Bonus on other purchases
Rewards just the way you want them. Choose from Partner gift cards, merchandise, Discover gift cards, Charity, or Cash.
Includes the "Pay On Time" bonus:
What is the 5% Pay-On-Time Bonus?
Pay-On-Time Bonus® is a type of Cashback Bonus® that you earn for making your payments on time. Each time you pay at least the Minimum Payment Due by the Payment Due Date, you'll earn 5% of your interest charges as a Cashback Bonus. If your payment is late, you pay less than the Minimum Payment Due (or make no payment at all), or your payment is returned unpaid, you will not earn a Pay-On-Time Bonus. The amount of your Pay-On-Time Bonus will be included on your statement in the Cashback Bonus Summary section, along with any Cashback Bonus you may have earned on purchases